McLean County Small Claims Court

What you can sue for in McLean County

Small claims court in Illinois is built for money disputes, not for forcing someone to do something. Typical McLean County cases involve an unpaid loan between individuals, a contractor who took a deposit and never finished, a landlord withholding a security deposit, a retail purchase or repair that failed, a fender bender within the state limit, or wages owed for work performed.

Illinois small claims court is a division of the Circuit Court and handles civil disputes where the amount claimed does not exceed $10,000. The court provides a simplified process for resolving monetary disputes, though Illinois is distinctive in requiring corporate plaintiffs to be represented by an attorney, unlike many other states that prohibit attorney representation entirely. Filing fees in Illinois are tiered and vary by county: $119 for claims under $250, $172 for claims of $251–$1,500, $177 for claims of $1,501–$2,500, $227 for claims of $2,501–$5,000, and $379 for claims of $5,001–$10,000. Cook County has higher fees, with a flat $379 filing fee. These costs are recoverable as court costs if you win your case. Illinois small claims court is commonly used for collecting unpaid debts, recovering security deposits, seeking compensation for property damage, and resolving breach of contract matters. Individuals may represent themselves, but corporations and other business entities must be represented by a licensed attorney. The court can award monetary judgments, including filing fees and court costs. To file, you must submit a complaint form to the Circuit Court in the county where the defendant lives, works, or where the dispute occurred. After filing, the court issues a summons for service on the defendant. The hearing is typically scheduled within 40 to 60 days. Illinois's large population and diverse economy mean small claims courts handle a high volume of cases.

Claims above the $10,000 limit do not disappear: plaintiffs often waive the excess to keep the case in small claims, where filing is cheaper and hearings are informal. You cannot split one dispute into several small claims filings to get around the cap. For a side-by-side view of every state, see our small claims limits by state.

After you win: turning a judgment into money

A judgment from McLean County Law & Justice Center does not make the defendant pay. Most people who collect in McLean County do it through a wage garnishment, a bank levy, or a lien recorded against property, and each of those tools needs the debtor's employer, bank, or address on the paperwork. A demand letter sent before you file, or a skip trace after you win, is often what makes collection possible.